Explore how interest and regular contributions change a balance over time.
Estimate how an initial investment and regular deposits grow at a fixed interest rate.
Open calculatorEstimate how many monthly deposits are needed to reach a savings target.
Open calculatorCalculate interest charged or earned only on an original principal.
Open calculatorSimple interest applies to an unchanged principal. Compounding adds interest to the balance, while regular deposits create additional growth. Match the timing and frequency to your intended scenario and treat projected rates as assumptions.